Aperçu

Résumé (français)

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Résumé (anglais)

This is the final report of the Social Research and Demonstration Corporation (SRDC) study exploring the relationship between education savings accounts and postsecondary education (PSE) aspirations. Specifically, the study makes use of data from a major longitudinal demonstration project called Future to Discover (FTD) to shed light on two mechanisms identified in a recent Omega Foundation report by which educational saving policies can lift financial and non-financial barriers to PSE access. The quantitative analyses explore whether the positive educational outcomes associated with different policy approaches arise because (a) acquiring or holding savings accounts changes families’ orientations towards PSE over time or (b) the funds in accounts help students overcome financial barriers at the point of paying for PSE.